You hold one state license, your Tuesday patient has just moved two states away, and your telehealth platform lets you keep the session running as if nothing changed. Eight US states currently issue OT Compact privileges out of 37 member states (telehealth.org, August 2026), so the paperwork that would make that session routine exists for most clinicians on paper only. Add an AI note tool to the call and a second question appears: whose recording-consent law applies? Here are seven questions solo OT and SLT clinicians ask about practising across state lines with AI in the room, answered with current sources.
1. Can I treat a patient who lives in another state by telehealth on my home license?
Usually not without more paperwork, and the safest assumption is that the patient's location sets the rules. The summary of the interstate compacts published by telehealth.org in August 2026 puts it plainly for the PT Compact: the clinician "remains subject to the practice laws of the state in which the patient is located." That wording comes from the physical therapy compact, but the same location-of-the-patient logic is how most state boards approach telehealth. Your state board and the patient's state board are the final word, and exceptions for short-term or continuity-of-care situations vary by state, so confirm directly with the board in the patient's state before the first session (verify before acting on this).
So what for you: treat the patient's address at the time of the session as the compliance question, not your own office address, and ask for it at booking.
2. How many states actually issue OT Compact privileges?
Eight, out of 37 member states. As of August 21, 2026, only Indiana, Maryland, Minnesota, Ohio, Tennessee, Virginia, West Virginia and Wisconsin had completed the integration needed to issue privileges (telehealth.org, August 2026; AOTA, 2026). AOTA describes a compact privilege as "equivalent to a license" and says you apply through CompactConnect, the compact's data system, and must be licensed and live in one of the participating states. Being licensed in a member state that has not finished integration does not help you yet.
So what for you: a state appearing on the member list is not the same as a state issuing privileges. Check the live status on the OT Compact site before you budget anything for it.
3. What about speech-language pathologists and PTs?
The picture differs sharply by profession. The Audiology and Speech-Language Pathology Interstate Compact (ASLP-IC) has 37 enacted jurisdictions but only four issuing privileges: Ohio, West Virginia, Tennessee and Louisiana, and assistants are ineligible (telehealth.org, August 2026). The PT Compact is far ahead, with 38 states actively issuing privileges as of August 21, 2026, three more enacted but not yet operational, and Illinois and Massachusetts still pending (telehealth.org, August 2026).
So what for you: if you are an SLP in one of the four issuing states, a privilege may already save you a second license application. In any other state, the compact is a future convenience, not a current tool.
4. Does Medicare still pay for OT, PT and SLP telehealth?
Yes, through December 31, 2027. The Consolidated Appropriations Act, 2026 (H.R. 7148), signed on February 3, 2026, extended the Medicare telehealth flexibilities, including expanded eligibility for physical therapists, occupational therapists and speech-language pathologists to furnish telehealth services (Frier Levitt, 2026; Greenbaum, Rowe, Smith & Davis, 2026). That removes the cliff many clinicians feared, but it solves a payment question, not a licensing one. Medicare paying for a visit does not make it lawful to deliver across a state line without the right license or privilege.
So what for you: you have until the end of 2027 to build a telehealth caseload on Medicare terms, but that window does not widen the states you are allowed to treat in.
5. Does an AI note tool change which state's rules apply?
It adds a second set of rules to the first. Recording-consent laws attach to the conversation, and a telehealth call connects two states at once. California, for example, requires all parties to consent to recording a confidential communication (Penal Code Section 632) and allows $5,000 per violation without proof of harm (Section 637.2), and several other states also require all-party consent, as covered in our AI scribe consent and wiretap risk piece. Exact statutes and exceptions vary, so confirm your own and the patient's state. A signed business associate agreement with the vendor covers HIPAA, but it does not substitute for the patient's consent under a state recording law.
So what for you: the strictest state in the call sets your consent script. If you see patients in more than one state, use one consent wording that satisfies the strictest of them and read it at every first session.
6. What do I do when a current patient moves mid-treatment?
Pause before the next session and check, because a move changes the legal location of every visit after it. Ask for the new address in writing, look up the board rules for your profession in the new state, and check whether a compact privilege exists there for you. Some states allow limited continuity-of-care visits for existing patients, but the length and conditions differ and change, so get the answer from the board, not from a forum thread. Record the date you asked and what you found in the chart. If the answer is no, a warm hand-off to a locally licensed colleague is the clinically safe route and protects your license. Patients rarely mind a two-week gap if it comes with a named referral.
So what for you: write a one-paragraph "patient moves" step into your intake process now, so the check happens before the session instead of after it.
7. What should a solo clinician actually do this quarter?
Frankly, the evidence points to a boring, cheap sequence rather than a new software purchase. First, list every patient by the state they physically sit in during sessions. Second, for each out-of-state patient, check whether your profession's compact issues privileges where you live and where they live, and if not, whether that state's board allows your visits. Third, standardise one AI-note consent script written to the strictest state on your list, and confirm a BAA is in place before any note tool touches patient data. Fourth, only then decide whether a second license or a compact privilege is worth the fee, using your own count of out-of-state sessions rather than a general sense of demand.
If you are not sure which of your current tools and visits carry cross-state risk, book a free 20-minute call and we will map where to look first, or see how the AI Opportunity & Growth Assessment covers this.
So what for you: if fewer than one in ten of your sessions involve a patient outside your licensed state, a second license is probably not worth the fee yet, and the privilege count above explains why waiting costs you little.
The bottom line
The rules a solo clinician actually needs are narrower than the headlines suggest: the patient's state decides what you may do, only a handful of states issue OT and SLP privileges today, Medicare payment for telehealth is secure until the end of 2027, and AI note tools add a consent layer on top. Do the state count first, fix your consent script second, and spend money last. For the documentation side of the same decisions, see our documentation and consent questions piece.
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Related: AI scribe consent and wiretap risk · HIPAA's 6 years isn't your state's clock. · Multi-state AI teletherapy compliance
This article is for informational purposes only and does not constitute legal or clinical advice. Federal, state, and association rules change frequently; confirm current requirements with legal counsel and your professional association before relying on anything above.